Smart House Hunting

Smart House Hunting

Our home is often the biggest purchase of our lives, and a mortgage (or home loan) is typically our biggest financial commitment. Today it is a necessary debt to get onto the home-ownership ladder. But choosing the right home loan and repaying it quickly using our...
7 Questions to Ask a Mortgage Provider

7 Questions to Ask a Mortgage Provider

Before entering a mortgage contract with a lender, remember it is generally a very long timeframe that you are potentially signing up for with that provider. It’s important to know just what you can and can’t do with a loan, and what the costs are, before...
Where to Get a Mortgage

Where to Get a Mortgage

You can get a mortgage directly from a bank or through a mortgage broker. Both have their advantages and disadvantages. Home loans are also available from ‘non-bank lenders’ such as building societies, finance and insurance companies, trustee companies and credit...
7 Tips on How to Choose the Right Mortgage For You

7 Tips on How to Choose the Right Mortgage For You

Choosing the lowest-cost loan and repaying it quickly using a smart structure such as our Smart Debt-Killer system can save you thousands of dollars, and help you become freehold that much quicker – being completely debt free is the ultimate goal of the Smart Money...
Should I stay or should I go?

Should I stay or should I go?

The question I hear most often, especially by first home buyers, is should I stay with my current mortgage provider or seek a new one offering even lower rates as rates across the mortgage market fall or start rising? Even seasoned mortgagees consider this when a new...