How to build a Smart Budget

How to build a Smart Budget

When starting out, building a budget may seem daunting, and it can be. But with some simple structure and a little guidance, it can be built relatively easily. And it’s a vital step toward financial independence. The first one is always the most difficult. From month...
The 5 Pillars of a Successful Budget

The 5 Pillars of a Successful Budget

As you’ll know by now, the Smart Money Method™ (SMM) is built on 5 foundational pillars: Your money reality check, Smart budgeting and reviews, A money management system, Total debt elimination, and, Saving/Investing for future use. Today, and in fact this month, I...
7 Tips to a Workable, Efficient Budget

7 Tips to a Workable, Efficient Budget

While it’s true everyone should use a budget, most people make fundamental errors that fail them long before the magic of a budget realises itself. And thus, they give up too early! A budget needs to be not only realistic, but also breathable as well. I like to think...