by Greg Coldicutt | Jun 30, 2021 | Budget
When starting out, building a budget may seem daunting, and it can be. But with some simple structure and a little guidance, it can be built relatively easily. And it’s a vital step toward financial independence. The first one is always the most difficult. From month...
by Greg Coldicutt | Jun 29, 2021 | Finances, Net Worth
Many people don’t understand how vital knowing and tracking their Net Worth is to successful money management. In the Smart Money Method, we calculate a person or couple’s Net Worth early on in our process. This gives a starting point, or an anchoring point, from...
by Greg Coldicutt | Jun 14, 2021 | Budget
As you’ll know by now, the Smart Money Method™ (SMM) is built on 5 foundational pillars: Your money reality check, Smart budgeting and reviews, A money management system, Total debt elimination, and, Saving/Investing for future use. Today, and in fact this month, I...
by Greg Coldicutt | May 18, 2021 | House, Mortgage
Our home is often the biggest purchase of our lives, and a mortgage (or home loan) is typically our biggest financial commitment. Today it is a necessary debt to get onto the home-ownership ladder. But choosing the right home loan and repaying it quickly using our...
by Greg Coldicutt | May 18, 2021 | Mortgage
Before entering a mortgage contract with a lender, remember it is generally a very long timeframe that you are potentially signing up for with that provider. It’s important to know just what you can and can’t do with a loan, and what the costs are, before...
by Greg Coldicutt | May 12, 2021 | Mortgage
You can get a mortgage directly from a bank or through a mortgage broker. Both have their advantages and disadvantages. Home loans are also available from ‘non-bank lenders’ such as building societies, finance and insurance companies, trustee companies and credit...
by Greg Coldicutt | May 12, 2021 | Mortgage
Choosing the lowest-cost loan and repaying it quickly using a smart structure such as our Smart Debt-Killer system can save you thousands of dollars, and help you become freehold that much quicker – being completely debt free is the ultimate goal of the Smart Money...
by Greg Coldicutt | Mar 18, 2021 | Finances
We’re living in such a different world now that it can sometimes feel overwhelming. COVID-19 continues to upend our lives, and can derail our financial literacy too. However, there’s a lot we can still do – here are seven things to do now. Avoid making...
by Greg Coldicutt | Mar 3, 2021 | Finances
What inspired you to formulate your own money mastery eBook series? I’ve had 33 years’ experience helping people achieve financial security and independence. Following a major financial setback not caused by us, we used my proven methodology to fully recover from...
by Greg Coldicutt | Apr 17, 2020 | Finances, Success
The Coronavirus pandemic named COVID-19 sweeping the world since the start of 2020 is affecting us all in many new ways … unprecedented in our lifetimes – at least for most of us. We’ve had pandemics before such as Spanish Flu in 1918 which infected...
