by Greg Coldicutt | Jun 30, 2021 | Budget
When starting out, building a budget may seem daunting, and it can be. But with some simple structure and a little guidance, it can be built relatively easily. And it’s a vital step toward financial independence. The first one is always the most difficult. From month...
by Greg Coldicutt | Jun 29, 2021 | Finances, Net Worth
Many people don’t understand how vital knowing and tracking their Net Worth is to successful money management. In the Smart Money Method, we calculate a person or couple’s Net Worth early on in our process. This gives a starting point, or an anchoring point, from...
by Greg Coldicutt | Jun 14, 2021 | Budget
As you’ll know by now, the Smart Money Method™ (SMM) is built on 5 foundational pillars: Your money reality check, Smart budgeting and reviews, A money management system, Total debt elimination, and, Saving/Investing for future use. Today, and in fact this month, I...
by Greg Coldicutt | May 18, 2021 | House, Mortgage
Our home is often the biggest purchase of our lives, and a mortgage (or home loan) is typically our biggest financial commitment. Today it is a necessary debt to get onto the home-ownership ladder. But choosing the right home loan and repaying it quickly using our...
by Greg Coldicutt | May 18, 2021 | Mortgage
Before entering a mortgage contract with a lender, remember it is generally a very long timeframe that you are potentially signing up for with that provider. It’s important to know just what you can and can’t do with a loan, and what the costs are, before...
